Money Matters, Uncategorized

Keeping up with the Kumars

Alcoholic drink
Image courtesy of Money Blog Newz (note: Money Blog Newz does not endorse the author or contents of

I met up with Cheap Geek and his work colleagues for Friday night drinks. One particular fellow had started reading my blog after getting himself into a spot of financial difficulty. He had invested in the wrong kind of margin-lending account with borrowed money.

It’s great meeting a fan. But no amount of mustbethrifty chicken stock was going to get him out of the red, not unless he changed his attitude towards money. Continue reading

Beg or Borrow but Don't Steal, Footnote Frivolity***, Guest Post, Money Matters

GUEST POST: Signs your partner/friend is budget fail

We all know one. They turn up to the pub/restaurant/show knowing they can’t afford it, fumble around counting their coins in front of you, muttering about how they will cover the drink they just ordered by doing without vegetables until their next pay comes in. They complain about always being sick because they can’t afford to buy actual food, while punching a text on their latest model iPhone to the friend they’ve been out getting trashed with all week about the new pair of fashion stockings they just bought ‘on sale’!

I realise I must sound bitter and this post is something of a rant, yet I seem to find myself with this type of ‘budget-fail’ friend again and again. I’m fairly certain I once supported an ex’s lifestyle to the tune of $10,000 (his savings) while I watched my nest egg evaporate. Either I ooze ‘I’m a Sucker’ or I’m afflicted with a combination of minimal immunity to manipulation and an over-active ‘taking responsibility’ gland. I figure the least I can do is share my experiences so that others can see the red flags and run Continue reading