Money Matters

Happy EOFY

It’s that time of year again. With 30th of June five days away, I thought it appropriate to post an EOFY to-do list:

Stock up on work-related goods: if you’re thinking of making a work-related purchase, now is the time to do it. Otherwise you will have to wait up to twelve months to claim it on your tax return. Before you start stocking up on pencil sharpeners, however, consider ‘bringing forward work-related expenses such as membership fees and subscriptions’ as per financial planner Laura Menschik (via The Age). Next financial year’s income protection is another tax-deductible no-brainer that you should be paying off right about now. Continue reading

Money Matters, What's mine is yours

‘Happiness is entirely a matter of chance’: a case for housemates (sort of)

Not every housemate is going to be like the Urinator. I once spent a couple of months sharing with a girl called Thuy. When it came to keeping things tidy, we were on the same page. We watched girly movies together and talked about guys on the odd night when we were both at home, but we also had separate social lives. Housemates but not best friends was the key to our functioning household.

You might prefer a different level of housemate interaction, which is fine as long as you find like-minded individuals.’s Sue Green suggests ‘[s]pend[ing] time choosing new flatemates – decide in advance the qualities you want and check they match these. Factors to consider: age and gender, smoking and drinking habits, hobbies and interests, amount of independence required, personal belongings brought into the household, attitudes to socialising…’ in her article ‘Avoiding flatmate hell’.

Of course, finding a suitable housemate is like finding a suitable life-partner. As per Charlotte Lucas, ‘Happiness…is entirely a matter of chance’ Continue reading