Money Matters

Is it really a bargain?

The other day, at the local op shop, I picked up a $1 Pyrex dish:

New Pyrex isn’t cheap; even secondhand diarrhoea-coloured Pyrex can be pricy because they’re collectable; a $1 pink Pyrex dish should be a good buy. But is it really a bargain for a mustbethrifty mortgager? Continue reading

Dress to Impress (for Less), Going Green, Uncategorized

Swish-swap shop

Swishing refers to swapping an item or items of clothing or shoes or an accessory with friends or acquaintances. Parties must willingly give an item to participate in the transaction, once they have given an item they are free to choose something of interest from what others have offered. (via Wikipedia)

Until recently, I was a swishing virgin. I had been saving myself for something special, namely the annual L’Oreal Fashion Festival Clothing Swap, but after missing one too many events, I got sick of waiting and hooked up with the local uni’s clothing swap instead. Continue reading

Uncategorized

Reality check

I earn $775 per week, after tax.

My minimum mortgage repayment is $472 per week, which will probably increase thanks to the mining boom.

So now I have $302 to play with…

…sans fixed expenses: landline, mobile, internet, home insurance, car insurance, work indemnity insurance, council rates, car registration, gas, water, electricity, and petrol…

Crap.

In order to minimise my mortgage and avoid living off credit, I’ll have to channel Margy Osmond’s ‘historically cautious shopper’ who knows that ‘frugal is the new black, saving is the fashionable thing…and being a bargain hunter is…a badge of honour’ (via The Age).

In other words, it’s must be thrifty time.